:root{--ink:#14251f;--green:#16785c;--green-dark:#0c6048;--mint:#e9f6ef;--soft:#f4f7f4;--muted:#66736e;--line:#e3eae5;--white:#fff;--shadow:0 18px 50px rgba(24,54,41,.08);font-family:Inter,"Apple SD Gothic Neo","Malgun Gothic",system-ui,sans-serif;color:var(--ink);background:#fff;font-synthesis:none;text-rendering:optimizeLegibility}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);line-height:1.65}a{color:inherit;text-decoration:none}.site-header{height:76px;padding:0 max(28px,calc((100vw - 1160px)/2));display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #edf0ed;background:#fff;position:sticky;top:0;z-index:10}.brand{display:flex;align-items:center;gap:9px;font-size:18px;font-weight:850;letter-spacing:-.04em}.brand-mark{width:30px;height:30px;border-radius:10px;background:var(--green);display:grid;place-items:center;color:white;font-size:18px;font-weight:900}.main-nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:700}.main-nav>a:not(.nav-cta){color:#4e5a55}.nav-cta,.button-link{display:inline-flex;align-items:center;gap:8px;background:var(--green);color:#fff;padding:12px 19px;border-radius:999px;font-weight:800}.nav-cta:hover,.button-link:hover{background:var(--green-dark)}.section-wrap{width:min(1160px,calc(100% - 44px));margin-inline:auto}.ad-wrap{width:min(1160px,calc(100% - 44px));margin:18px auto 0;min-height:0}.ad-placement{min-height:0;position:relative;width:100%;margin:0 auto;text-align:left}.ad-placement:empty{display:none}.ad-placement:not(:empty){min-height:34px}.ad-disclosure{display:inline-block;margin:0 0 7px;color:#67746e;font-size:11px;line-height:1;font-weight:700;letter-spacing:.02em}.ad-placement ins.adsbygoogle{display:block;width:100%;max-width:100%;min-width:0;margin:0 auto}.hero{padding:86px 0 60px;display:grid;grid-template-columns:1fr 1fr;gap:62px;align-items:center;min-height:500px}.eyebrow{margin:0 0 20px;color:var(--green);font-size:12px;font-weight:850;letter-spacing:.07em}.eyebrow-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:#39a67d;margin-right:8px;vertical-align:1px}.hero h1{margin:0;font-size:clamp(44px,5vw,68px);letter-spacing:-.065em;line-height:1.12;font-weight:900}.hero h1 em{font-style:normal;color:var(--green)}.hero-lead{font-size:17px;line-height:1.8;color:var(--muted);max-width:520px;margin:22px 0 0}.check-card{background:white;border:1px solid #edf1ed;border-radius:30px;padding:30px 32px;box-shadow:var(--shadow);position:relative;overflow:hidden}.check-card:after{content:"";position:absolute;right:-38px;top:-55px;width:180px;height:180px;border-radius:50%;background:var(--mint);z-index:0}.check-card>*{position:relative;z-index:1}.check-card-head{display:flex;justify-content:space-between;align-items:center;font-size:15px}.check-card-head span{background:var(--mint);color:var(--green);padding:7px 12px;border-radius:99px;font-size:11px;font-weight:800}.score-row{display:grid;grid-template-columns:140px 1fr;gap:28px;align-items:center;padding:32px 0;border-bottom:1px solid var(--line)}.score-ring{width:132px;height:132px;border:10px solid #dcece4;border-top-color:var(--green);border-right-color:var(--green);border-radius:50%;display:flex;flex-direction:column;justify-content:center;align-items:center}.score-ring strong{font-size:19px}.score-ring small{font-size:11px;color:var(--muted)}.score-row b{font-size:18px;line-height:1.5}.score-row p{margin:10px 0 0;color:var(--muted);font-size:13px}.check-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;padding-top:18px}.check-grid>div{background:var(--soft);border-radius:13px;padding:13px 12px}.check-grid b,.check-grid small{display:block}.check-grid b{font-size:12px}.check-grid small{font-size:10px;color:var(--muted);margin-top:3px}.card-foot{display:block;text-align:right;color:#7a8781;font-size:10px;margin-top:10px}.trust-row{display:flex;justify-content:center;gap:38px;padding:21px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:#53615a;font-size:13px;font-weight:700}.trust-row b{color:var(--green);padding-right:5px}.section-block{padding-top:94px;padding-bottom:36px}.section-heading{text-align:center;max-width:680px;margin:0 auto 34px}.section-heading .eyebrow{margin-bottom:12px}.section-heading h2,.check-panel h2{font-size:clamp(30px,4vw,42px);letter-spacing:-.05em;line-height:1.25;margin:0;font-weight:900}.section-heading>p:last-child,.check-panel>div>p:not(.eyebrow){color:var(--muted);font-size:15px;margin:14px 0 0}.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.service-card{display:block;padding:23px 21px 22px;border:1px solid var(--line);border-radius:20px;transition:transform .2s,box-shadow .2s}.service-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.service-icon{width:40px;height:40px;border-radius:13px;background:var(--mint);color:var(--green);display:grid;place-items:center;font-size:20px;font-weight:900}.service-card h3{font-size:17px;margin:17px 0 8px;letter-spacing:-.03em}.service-card p{font-size:13px;color:var(--muted);min-height:43px;margin:0 0 17px}.service-card>b,.text-link{color:var(--green);font-size:13px;font-weight:850}.check-section{padding-top:70px}.check-panel{background:var(--soft);border-radius:28px;padding:42px 48px;display:grid;grid-template-columns:1fr .8fr;align-items:center;gap:60px}.check-panel .eyebrow{margin-bottom:12px}.mini-list{display:grid;gap:11px}.mini-list span{display:flex;align-items:center;gap:18px;padding:14px 17px;border-radius:14px;background:#fff;color:#92a099;font-size:12px;font-weight:800}.mini-list b{color:var(--ink);font-size:14px}.text-link{display:inline-block;margin-top:20px}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.steps-grid article{padding:25px;border:1px solid var(--line);border-radius:18px}.steps-grid article>span{color:var(--green);font-weight:850;font-size:11px;letter-spacing:.07em}.steps-grid h3{margin:16px 0 7px;font-size:17px}.steps-grid p{margin:0;color:var(--muted);font-size:13px}.general-notice{display:flex;gap:18px;margin-top:82px;margin-bottom:70px;padding:22px 25px;background:#f7f9f7;border:1px solid #edf1ed;border-radius:15px}.general-notice strong{color:var(--green);white-space:nowrap}.general-notice p{margin:0;color:var(--muted);font-size:12px;line-height:1.8}.site-footer{background:#f6f8f6;border-top:1px solid var(--line);padding:33px 0}.footer-inner{display:flex;justify-content:space-between;gap:24px;align-items:flex-start}.footer-inner strong{font-size:15px}.footer-inner p,.footer-inner small{display:block;color:var(--muted);font-size:12px;margin:5px 0}.footer-inner nav{display:flex;gap:18px;font-size:12px;color:#5d6a64}.article-shell{width:min(860px,calc(100% - 44px));margin:0 auto;padding:54px 0 100px}.article-nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap;padding:18px max(22px,calc((100vw - 1160px)/2));border-bottom:1px solid var(--line);font-size:13px;font-weight:750}.article-nav .brand{margin-right:auto;font-size:16px}.article-nav .brand-mark{width:27px;height:27px;font-size:16px}.article-nav>a:not(.brand){color:#4d5b54}.article-shell .ad-wrap{width:100%;margin:0 0 46px}.article-kicker{color:var(--green);font-size:11px;font-weight:850;letter-spacing:.08em;margin:0 0 13px}.article-shell h1{font-size:clamp(34px,5vw,50px);line-height:1.2;letter-spacing:-.055em;margin:0 0 17px}.article-intro{font-size:16px;color:var(--muted);line-height:1.85;margin:0 0 42px}.article-shell h2{font-size:25px;letter-spacing:-.04em;line-height:1.3;margin:47px 0 19px}.article-shell h3{font-size:17px;letter-spacing:-.02em;margin:25px 0 8px}.article-shell p,.article-shell li{font-size:15px;line-height:1.85;color:#52615a}.article-shell ul,.article-shell ol{padding-left:24px}.article-shell li{padding:4px 0}.article-note{padding:20px 23px;background:var(--soft);border-radius:14px;margin:27px 0}.article-note strong{display:block;color:var(--green);margin-bottom:6px}.article-note p{margin:0}.article-links{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}.article-links a{border:1px solid var(--line);padding:11px 15px;border-radius:12px;color:var(--green);font-size:13px;font-weight:800}.source-note{font-size:12px!important;color:#7b8782!important;margin-top:23px}.site-footer .section-wrap{display:flex;justify-content:space-between}.site-footer .footer-inner{align-items:center}@media(max-width:850px){.hero{gap:32px;padding-top:62px}.service-grid{grid-template-columns:repeat(2,1fr)}.main-nav{gap:15px}.main-nav>a:not(.nav-cta){font-size:12px}.check-panel{gap:25px;padding:34px}.score-row{grid-template-columns:120px 1fr;gap:18px}.score-ring{width:112px;height:112px}.article-nav{gap:13px}.article-nav .brand{width:100%}}@media(max-width:600px){.site-header{height:65px;padding:0 17px}.brand{font-size:16px}.brand-mark{width:27px;height:27px}.main-nav{gap:0}.main-nav>a:not(.nav-cta){display:none}.nav-cta{font-size:11px;padding:9px 13px}.section-wrap{width:calc(100% - 34px)}.ad-wrap{width:100%;margin:0 auto}.hero{padding:54px 0 42px;grid-template-columns:1fr;gap:30px;min-height:auto}.hero h1{font-size:44px}.hero-lead{font-size:15px}.check-card{padding:22px;border-radius:23px}.score-row{grid-template-columns:104px 1fr;gap:15px;padding:24px 0}.score-ring{width:98px;height:98px;border-width:8px}.score-ring strong{font-size:16px}.score-row b{font-size:15px}.score-row p{font-size:12px}.trust-row{justify-content:flex-start;gap:9px;flex-wrap:wrap;font-size:11px;padding:17px 0}.section-block{padding-top:66px}.section-heading h2,.check-panel h2{font-size:31px}.section-heading>p:last-child{font-size:13px}.service-grid{grid-template-columns:1fr;gap:10px}.service-card{padding:18px}.service-card p{min-height:0}.check-section{padding-top:45px}.check-panel{grid-template-columns:1fr;padding:25px 21px;gap:22px}.steps-grid{grid-template-columns:1fr}.general-notice{margin-top:60px;margin-bottom:48px;padding:17px;gap:12px}.general-notice p{font-size:11px}.footer-inner,.site-footer .footer-inner{display:block}.footer-inner nav{margin-top:18px;flex-wrap:wrap}.article-nav{padding:13px 17px}.article-nav>a:not(.brand){font-size:11px}.article-shell{width:calc(100% - 36px);padding:37px 0 70px}.article-shell .ad-wrap{margin-bottom:35px}.article-shell h1{font-size:36px}.article-intro{font-size:14px}.article-shell h2{font-size:22px;margin-top:39px}.article-shell p,.article-shell li{font-size:14px}.article-links a{flex:1 1 100%}}
.hero-ad-placement{width:100%;min-height:90px;margin-top:8px;display:flex;align-items:center;justify-content:center}.hero-ad-placement ins.adsbygoogle{display:block;width:100%;max-width:100%;min-width:0;margin:0 auto}@media(min-width:601px){.ad-wrap{display:none}}
.insurance-score-cta{width:100%;min-height:76px;margin-top:24px;padding:16px 22px;display:flex;align-items:center;justify-content:center;gap:12px;border:1px solid #0d3f86;border-radius:999px;background:#0d3f86;color:#fff;font-size:clamp(18px,2.6vw,24px);font-weight:800;letter-spacing:-.035em;text-align:center;box-shadow:0 10px 22px rgba(13,63,134,.2);transition:background-color .18s,transform .18s}.insurance-score-cta span{font-size:1.35em;line-height:1}.insurance-score-cta:hover{background:#092f68;transform:translateY(-1px)}.insurance-score-cta:focus-visible{outline:3px solid #67a4ff;outline-offset:3px}@media(max-width:600px){.insurance-score-cta{min-height:72px;margin-top:22px;padding:15px 16px;border-radius:14px;font-size:20px;box-shadow:0 7px 16px rgba(13,63,134,.18)}}
